Every child born in the U.S. between January 1, 2025, and January 1, 2029 — as long as they and their parents have Social Security numbers — would automatically be enrolled in the program. The U.S. Treasury would be responsible for setting up and funding these accounts.
Madeline Brown, a senior policy associate at the Urban Institute, emphasized that automatic enrollment is essential — especially for families unfamiliar with investment tools.
Some of the lowest-income families, who could most benefit from the boost, “often don’t know about these kinds of programs. There’s a huge awareness gap,” she told
“Automatic enrollment is fundamental to improving the likelihood that it reaches the lowest-income families,” she added.
